Big changes are on the horizon for Lloyds, Halifax, and NatWest, as they announce a wave of bank branch closures in 2026. With customers increasingly favouring online banking, these closures mark a significant shift in how we handle our finances.
Lloyds is leading the charge, intending to shut down 95 branches between May 2026 and March 2027. After these closures, they’ll still have 610 branches operating across the UK. Lloyds emphasises they’re offering more ways than ever to manage money, thanks to their advanced apps, 24/7 messaging service, and local banking options like PayPoints and community bankers.
Meanwhile, Halifax, part of Lloyds Banking Group, is also reducing its branch network. They acknowledge the growing preference for digital banking and are committed to ensuring affected areas still have access to essential services, potentially through a Community Banker or other facilities.
NatWest is also closing several branches, including four in London and two in Manchester. Despite these changes, they assure customers that they’re investing more in their branch network over the next three years. NatWest is striving to reflect customer demand through mobile branches, Community Banking Hubs, and partnerships with the Post Office, boasting the largest free-to-use ATM network of any UK bank.
While these closures might feel daunting, all three banks are keen to highlight their commitment to adapting and enhancing banking services to align with customer needs. From mobile apps to multi-use branches, they’re saying goodbye to some locations but are ready to meet you online or on-the-go!
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