**Travellers Warned: Failing to Declare Common Health Condition Could Invalidate Holiday Insurance**
Holidaymakers making plans for a getaway this year are being urged by health and travel experts to declare all pre-existing medical conditions to avoid potential issues with their insurance. Among the conditions that must be declared, there is one that experts have flagged as particularly surprising to many—hearing loss.
Recent figures indicate that around 18 million people across the UK are affected by some form of hearing impairment. However, a significant portion of these individuals remain unaware that they must disclose this condition to travel insurers prior to departure. Failure to do so may not only void coverage for issues linked directly to hearing, but could also undermine claims for unrelated medical incidents.
Grant Winter, a compliance expert with Good to Go Insurance, which specialises in policies for those with medical conditions and older travellers, emphasised the importance of transparency when arranging cover. He explained, “All pre-existing medical conditions, including hearing difficulties, must be shared with your travel insurance provider before your trip. If you omit this information, any claims made—whether they’re connected to your hearing or not—could be denied if they’re found to relate to a previously undisclosed issue.”
Winter advised travellers to use simple rules to decide if declaration is necessary: “If you’ve spoken to a doctor or an audiologist about your hearing, are undergoing treatment, or use hearing aids or medication, you must let your insurer know. That even applies to those with annual policies, who should update their insurer with any recent diagnoses, medication, or consultations to ensure continuous cover.”
With large numbers of people relying on hearing aids, audiologists are offering practical advice to make journeys smoother. Hannah Samuels, an expert at Boots Hearingcare, encouraged hearing aid users to double-check that their devices and related equipment are included in their insurance policy before flying, and to carry relevant documentation, such as prescriptions and warranties. “Bringing copies of these documents could save you hundreds of pounds if you need repairs or replacements abroad,” she noted.
Samuels also highlighted the importance of packing key hearing aid accessories in hand luggage, including spare batteries, chargers, and cleaning supplies. This precaution ensures travellers are not left without essentials if checked baggage goes missing. “If you frequently jet off, rechargeable hearing aids can be a game-changer, removing the need for extra batteries,” she suggested.
Airports in the UK and abroad have made strides towards inclusivity, with many offering hearing loops and accessible services for those with impairments. Passengers are advised to make use of these features and to reach out to staff for additional assistance if needed. Security checks should not present major hurdles for those using hearing aids, as these devices usually do not trigger alarms. However, being prepared to inform security personnel can simplify the process.
Another area of concern is hearing aid use during flights. “There’s no requirement to turn off your hearing aid or its wireless functions on a plane,” said Samuels, “as these do not interfere with aircraft systems. You might, though, want to turn down the volume during a flight to minimise the impact of engine noise.”
Finally, those keen to enjoy swimming on holiday should check whether their particular model is water-resistant or waterproof before venturing into pools, the sea, or saunas. Not all hearing aids offer the same level of protection against moisture.
As the summer travel season approaches, experts reiterate the message: review your travel insurance details, declare any health issues—hearing loss included—and prepare for a smooth, stress-free break. Taking these steps could prevent unnecessary headaches and financial obstacles should the unexpected arise whilst abroad.