🚨 Attention Parents! If you had children between 1978 and 2010, you might be owed thousands! 🚨
The UK’s favourite money-saving expert, Martin Lewis, has dropped a bombshell that could put some serious cash back in your pocket. Due to a whopping blunder by HMRC, many parents are missing out on FULL state pensions because of gaps in their National Insurance records. Why? Because they weren’t properly credited with Home Responsibilities Protection (HRP).
This error affects those who took time off work to care for children or individuals with disabilities. We’ve already heard of one lucky individual reclaiming a massive £31,000! 💷
So, what’s the deal? If you took a career break during these years, you could be among the thousands owed a refund. HMRC is attempting to identify affected people, but the responsibility is on YOU to check and claim.
💡 How to check:
1. Review your National Insurance records—are there any gaps?
2. Not sure how to start? Contact HMRC or fill out the CF411 form (application for HRP).
3. No HRP recorded? You could still be eligible if you claimed Child Benefit or cared for someone long-term.
Time is of the essence! HMRC and DWP want everyone to get what they deserve, but there’s no deadline for applying, so act quickly to secure what’s rightfully yours.
Let’s make sure that everyone enjoys the pension they’re entitled to. Start your checks today and share this post to spread the word! 🗣️👵👴
For more info, head over to HMRC’s website and find out how you can claim what’s yours. You’ve worked hard, so ensure you get every penny you deserve. 💪🤑