🚗💥 Been a passenger in a car accident? You might be in a stronger position than you think! A recent surge in legal searches shows many are unaware of their right to claim compensation. Here’s a quick guide to what you need to know:
1️⃣ Passengers can claim, no matter who was at fault. Whether it’s the driver of the car you’re in or another motorist, their insurance should have you covered.
2️⃣ Uninsured or hit-and-run drivers? No problem. You can still pursue a claim via the Motor Insurers’ Bureau.
3️⃣ Compensation isn’t just for injuries. You could also recoup costs for medical treatments, lost earnings, and even travel expenses.
4️⃣ Time is of the essence! You generally have three years to claim from the accident date, or from your 18th birthday if you were a minor at the time.
5️⃣ Be aware of circumstances that could affect your claim:
– Not wearing a seatbelt.
– Knowing the driver was unfit (e.g., under the influence).
Here’s a handy checklist if you’re ever in a collision:
✅ Check for injuries and seek medical help. Call 999 if necessary.
✅ Ensure you’re safe from traffic.
✅ Exchange details with other drivers and witnesses.
✅ Gather as much evidence as possible—photos and witness details are crucial.
✅ Report the accident to the police to make sure it’s officially logged.
✅ Get legal advice as soon as possible to strengthen your claim.
Remember, as a passenger, you’re usually considered the innocent party, and you’re entitled to the support you need! More and more people are realising their rights and taking action to protect themselves after an accident. Stay informed, stay protected! 💙