🚐💡 Heads up, van owners! As the chilly season rolls in, a quick warning – leaving your van idling to defrost while unattended could land you in hot water with your insurer! 🥶
Many drivers are shocked to discover that insurance policies often have a sneaky “keys in vehicle” exclusion. That means if your van is swiped while it’s warming up without you inside, you might be left footing the bill! 🔑📉
Why? Insurers see it as negligence and a gamble not worth taking. With over 350,000 vehicle thefts reported last year alone, thieves are on the lookout for easy pickings: running, unattended vans are an open invitation! 🏃♂️🚐
Here’s how to stay on the safe side:
1️⃣ Always stay inside your vehicle while it’s running.
2️⃣ Use windscreen covers, ice scrapers, or de-icer sprays instead of idling.
3️⃣ Double-check your insurance policy for any “unattended vehicle” or “keys in vehicle” exclusions. 🔍📋
According to MoneySuperMarket’s Sara Newell, skipping a few minutes of warmth is worth it to keep your insurance intact. After all, prevention is key! 🔒✨
Keep your van and insurance safe this winter by staying informed and taking simple precautions. Stay warm and drive safe! 🚐❄️☕️