✨ 💰 Turn Your Spare Change into £667! 💰✨
Kicking off the new year with some financial savvy? 💪 Let me share a little trick that left me an extra £667.95 richer without breaking a sweat—and it’s backed by the money maestro Martin Lewis himself!
🌟 The 1p Challenge – here’s the magic:
Start by saving 1p on day one, 2p on day two, and keep going up to £3.65 on the last day. In just 365 days, you’ll have a neat pot of £667.95! 🏦
I joined in last year using Monzo, which made the saving super convenient. After setting it up, Monzo automatically transferred the increasing amounts into a virtual savings pot. Even better, if you subscribe to premium tiers like Monzo Extra or Max, you can earn interest on those savings too! 📈
Don’t have Monzo? No worries! There are plenty of alternative ways to get started:
🔹 Print a savings tracker sheet from Martin Lewis’ Money Saving Expert site and tick off each day.
🔹 Use a piggy bank to drop in coins daily. 🐷
🔹 Set daily reminders on your phone to nudge you.
🔹 Or, switch it up and start with the highest amount in January, dwindling down to pennies by December if that suits your budget better!
For those who prefer monthly savings, try these amounts:
– 🗓️ January: £4.96
– 🗓️ February: £12.74
– 🗓️ March: £23.25
– 🗓️ April: £31.65
– 🗓️ May: £42.16
– 🗓️ June: £49.95
– 🗓️ July: £61.07
– 🗓️ August: £70.68
– 🗓️ September: £77.55
– 🗓️ October: £89.59
– 🗓️ November: £95.85
– 🗓️ December: £108.50
Or, save the most in January with:
– 🗓️ January: £108.50
– 🗓️ February: £95.85
– …and so on, reversing the amounts.
Simple, right? Whether you fancy day-by-day or month-by-month, this sneaky little trick can work wonders for your wallet. Give it a go, and who knows? This time next year, you might find a lovely lump sum waiting for you! 🎉 #MoneySavingTips #MartinLewis #FinancialGoals