Future Child Benefit Payment Rates Locked in by HMRC for 2026

Exciting news for parents across the UK! Come April 2026, Child Benefit payments are set to rise, bringing a bit more relief to family budgets. Here’s the scoop: the rate for the eldest child will go up from £26.05 to £27.05 per week. If you have more kiddos, you’ll see an increase from £17.25 to £17.90 for each additional child. Plus, Guardian’s Allowance will get a bump too, moving from £22.10 to £22.95 per week.
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But that’s not all—working families, it’s time to tap into Tax-Free Childcare, especially with holidays on the horizon! This scheme can help you save up to £2,000 a year per child (or £4,000 for children with disabilities) on childcare costs. Whether it’s nursery, after-school clubs, or holiday camps, paying through a Tax-Free Childcare account means for every £8 you put in, the government adds £2. Perfect for easing the financial strain during school breaks!
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Setting up a Tax-Free Childcare account is a breeze—just 20 minutes online, and you’re good to go. Money in your account can be used whenever it suits you, and you can withdraw any unused funds anytime.

Who can join this scheme? If you’re a working family earning at least the National Minimum Wage or Living Wage for 16 hours a week, have children aged 11 or under (or 16 if they have a disability), and earn less than £100k a year, you could be eligible! More details are available on the government’s website.

So, start planning your childcare savings now, and make the most of the increased support coming your way in 2026! 🌟